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UK Private Health Insurance Review

Not-for-profit health benefits provider, established 1873

BHSF Health Insurance Review & Prices 2026

Mutual heritage with strong workplace & SME health plans

From£36/month
4.1Trustpilot (0.9k)
150+hospitals
5yrmoratorium

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Prices shown are indicative. Click through for an FCA-regulated quote directly from BHSF.

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Who is BHSF best for?

SME/workplace cover
Budget-conscious comprehensive cover
Mutual ethos

BHSF Plans & Pricing 2026

Pricing below is indicative — derived from public brochure rate cards. Your actual premium depends on age, health history, region, and chosen excess.

BHSF Health Insurance

mid
from£36/mo

Excess: £100, £250, £500

Outpatient cover£750/yr
Cancer coverfull
Mental healthincluded
Therapiesoptional add-on
Dental & opticaloptional add-on
NCD protectionavailable

BHSF Health Insurance — Comprehensive

comprehensive
from£48/mo

Excess: £0, £100, £250, £500

Outpatient cover£1,250/yr
Cancer coverfull
Mental healthincluded
Therapiesincluded
Dental & opticaloptional add-on
NCD protectionavailable

Indicative pricing only. Prices shown are derived from public brochure rate cards and independent market research — they are not live underwritten quotes. We are a referral site, not a financial adviser. We may receive a referral commission when you take out a policy through a link on this site — this never affects the price you pay. Clicking through takes you to BHSF's own FCA-regulated quote journey. Always read the policy documents before purchasing.