UK Private Health Insurance Review
Specialist senior-focused individual health cover provider
Healthier Choices Plus Health Insurance Review & Prices 2026
Specialist over-50s and over-65s pricing structure
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Prices shown are indicative. Click through for an FCA-regulated quote directly from Healthier Choices Plus.
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Healthier Choices Plus Plans & Pricing 2026
Pricing below is indicative — derived from public brochure rate cards. Your actual premium depends on age, health history, region, and chosen excess.
HCP Senior Essentials
Excess: £250, £500
HCP Senior Comprehensive
Excess: £100, £250, £500
Indicative pricing only. Prices shown are derived from public brochure rate cards and independent market research — they are not live underwritten quotes. We are a referral site, not a financial adviser. We may receive a referral commission when you take out a policy through a link on this site — this never affects the price you pay. Clicking through takes you to Healthier Choices Plus's own FCA-regulated quote journey. Always read the policy documents before purchasing.
Plan reviews
HCP Senior Comprehensive Review (2026): Pros, Cons & What's Included
Healthier Choices Plus Senior Comprehensive review: pros, cons, price and what's included in this specialist over-65s UK private medical insurance plan.
HCP Senior Essentials Review (2026): Pros, Cons & What's Included
Healthier Choices Plus Senior Essentials review: pros, cons, price and what's included in this budget over-65s UK private medical insurance plan.