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UK Private Health Insurance Review

Friendly society; strong mental health cover as standard

The Exeter Health Insurance Review & Prices 2026

Severity-based disclosure suits complex medical histories

From£27/month
4.3Trustpilot (2.1k)
180+hospitals
5yrmoratorium

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Prices shown are indicative. Click through for an FCA-regulated quote directly from The Exeter.

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Who is The Exeter best for?

Complex medical history
Self-employed
Mental health as standard

The Exeter Plans & Pricing 2026

Pricing below is indicative — derived from public brochure rate cards. Your actual premium depends on age, health history, region, and chosen excess.

Health+ Essentials

basic
from£27/mo

Excess: £250, £500

Outpatient cover£500/yr
Cancer coverfull
Mental healthmoderate
Therapiesnot included
Dental & opticalnot included
NCD protectionavailable — protective NCD structure

Health+ Comprehensive

comprehensive
from£40/mo

Excess: £0, £100, £250, £500

Outpatient cover£1,000/yr
Cancer coverfull
Mental healthincluded
Therapiesoptional add-on
Dental & opticalnot included
NCD protectionavailable — protective NCD structure

Indicative pricing only. Prices shown are derived from public brochure rate cards and independent market research — they are not live underwritten quotes. We are a referral site, not a financial adviser. We may receive a referral commission when you take out a policy through a link on this site — this never affects the price you pay. Clicking through takes you to The Exeter's own FCA-regulated quote journey. Always read the policy documents before purchasing.