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UK Private Health Insurance Review

Friendly society; strong mental health cover as standard

The Exeter Health Insurance Review & Prices 2026

Severity-based disclosure suits complex medical histories

40s from£52–76/mo
4.3Trustpilot (2.1k)
180+hospitals
5yrmoratorium

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Prices shown are illustrative starting points only. Speak to an adviser or go direct for a real, personalised quote from The Exeter.

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Who is The Exeter best for?

Complex medical history
Self-employed
Mental health as standard

The Exeter Plans & Pricing 2026

Select your age band for indicative pricing

Showing typical 40s pricing — select your age above for a more relevant estimate.

Health+ Essentials

basic
£36–£53/mo

indicative 40s range

Excess: £250, £500

Outpatient cover£500/yr
Cancer coverfull
Mental healthmoderate
Therapiesnot included
Dental & opticalnot included
NCD protectionavailable — protective NCD structure

Health+ Comprehensive

comprehensive
£52–£76/mo

indicative 40s range

Excess: £0, £100, £250, £500

Outpatient cover£1,000/yr
Cancer coverfull
Mental healthincluded
Therapiesoptional add-on
Dental & opticalnot included
NCD protectionavailable — protective NCD structure

Indicative price ranges only. Based on 2026 market research for a healthy non-smoker with a £250 excess in an average UK postcode. Your actual quote will differ. Full pricing methodology →

Indicative price ranges only. Based on 2026 market research for a healthy non-smoker with a £250 excess in an average UK postcode. Your actual quote will differ. We may receive a referral commission when you take out a policy through a link on this site — this never affects the price you pay. Full pricing methodology & about us →

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