News & Insights

The latest on private health insurance, NHS waiting times and industry news.

Buying Guides4 October 2026

Why Private Health Insurance Premiums Are Rising and How to Cut the Cost

What can drive a UK health insurance renewal increase, and how to compare practical ways to lower the premium without losing important cover.

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Buying Guides

Private Health Insurance for the Over 50s: What You Need to Know in 2026

Compare over-50s health insurance using dated sample quotes, clear cover assumptions and practical checks on underwriting and policy options.

Insurer Reviews

Vitality Health Insurance Review 2026: Is the Rewards Model Worth It?

A 2026 review of Vitality health cover and current reward terms, including gym discounts, Health Lite cashback and the paused Apple Watch offer.

NHS & Private Healthcare

NHS Mental Health Waiting Times Are at Breaking Point — What Private Cover Offers

NHS mental health waits vary by service and location. Learn what private cover may fund, and check treatment limits, eligibility and exclusions before choosing.

Buying Guides

Your Health Insurance Is Renewing — Don't Just Let It Roll Over

Your health insurance premium may change at renewal. Compare the new price, cover and underwriting terms before deciding whether to stay or switch.

NHS & Private Healthcare

NHS Waiting Times Hit Record High — Here's Why More People Are Going Private

NHS waiting lists remain stubbornly high at 7.4 million cases in England. We look at what's driving the surge in private health insurance uptake.

Business & Tax

Mandatory Payrolling of Benefits: What Employers Need to Know Before April 2027

From April 2027, employers must payroll specified benefits, including employer-provided medical cover. See the phased timetable and when P11Ds still apply.

Industry News

Nearly One in Six Adults in England Used Private Healthcare in the Past Year

Healthwatch England's 2025 survey found more adults in England reporting private-care use than in 2023; that measure is not the same as insurance ownership.

Buying Guides

Choosing Your Health Insurance Excess: What to Check

Learn how health insurance excess works, including annual and per-claim rules. Compare quotes on the same basis and check what you pay when you claim.

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