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UK Private Health Insurance Review

Independent specialist insurer focused on flexible family pricing

Freedom Health Insurance Health Insurance Review & Prices 2026

One of few insurers charging for one child only on family plans

From£26/month
4.0Trustpilot (1.5k)
170+hospitals
5yrmoratorium

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Prices shown are indicative. Click through for an FCA-regulated quote directly from Freedom Health Insurance.

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Who is Freedom Health Insurance best for?

Larger families
Simple policy design
Mid-market pricing

Freedom Health Insurance Plans & Pricing 2026

Pricing below is indicative — derived from public brochure rate cards. Your actual premium depends on age, health history, region, and chosen excess.

Freedom Budget Health Plan

basic
from£26/mo

Excess: £250, £500

Outpatient cover£500/yr
Cancer coverfull
Mental healthnot included
Therapiesnot included
Dental & opticalnot included
NCD protectionavailable

Freedom Comprehensive Health Plan

comprehensive
from£39/mo

Excess: £0, £100, £250, £500

Outpatient cover£1,000/yr
Cancer coverfull
Mental healthincluded
Therapiesoptional add-on
Dental & opticaloptional add-on
NCD protectionavailable

Indicative pricing only. Prices shown are derived from public brochure rate cards and independent market research — they are not live underwritten quotes. We are a referral site, not a financial adviser. We may receive a referral commission when you take out a policy through a link on this site — this never affects the price you pay. Clicking through takes you to Freedom Health Insurance's own FCA-regulated quote journey. Always read the policy documents before purchasing.