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UK Private Health Insurance Review

Underwritten by Bupa Insurance Limited; over-50s only

Saga Health Health Insurance Review & Prices 2026

Specialist cover for the over-50s, underwritten by Bupa

From£46/month
4.0Trustpilot (3.0k)
350+hospitals
3yrmoratorium
Age 50+ only

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Prices shown are indicative. Click through for an FCA-regulated quote directly from Saga Health.

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Who is Saga Health best for?

Over-50s
Bupa-backed underwriting
3-year moratorium

Saga Health Plans & Pricing 2026

Pricing below is indicative — derived from public brochure rate cards. Your actual premium depends on age, health history, region, and chosen excess.

Saga Treatment & Diagnosis

mid
from£46/mo

Excess: £100, £250, £500

Outpatient cover£1,000/yr
Cancer coverfull
Mental healthmoderate
Therapiesnot included
Dental & opticalnot included
NCD protectionavailable

Saga Comprehensive Health Insurance

comprehensive
from£64/mo

Excess: £100, £250, £500

Outpatient coverFull
Cancer coverfull
Mental healthincluded
Therapiesoptional add-on
Dental & opticalnot included
NCD protectionavailable

Indicative pricing only. Prices shown are derived from public brochure rate cards and independent market research — they are not live underwritten quotes. We are a referral site, not a financial adviser. We may receive a referral commission when you take out a policy through a link on this site — this never affects the price you pay. Clicking through takes you to Saga Health's own FCA-regulated quote journey. Always read the policy documents before purchasing.