UK Private Health Insurance Review
UK arm of Discovery Holdings; points-based wellness programme
Vitality Health Insurance Review & Prices 2026
Rewards healthy living with lower renewal premiums
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Prices shown are illustrative starting points only. Speak to an adviser or go direct for a real, personalised quote from Vitality.
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Who is Vitality best for?
Vitality Plans & Pricing 2026
Select your age band for indicative pricing
Showing typical 40s pricing — select your age above for a more relevant estimate.
Vitality Health — Essentials
indicative 40s range
Excess: £125, £250, £500
Vitality Health — Comprehensive
indicative 40s range
Excess: £0, £125, £250, £500
Indicative price ranges only. Based on 2026 market research for a healthy non-smoker with a £250 excess in an average UK postcode. Your actual quote will differ. Full pricing methodology →
Indicative price ranges only. Based on 2026 market research for a healthy non-smoker with a £250 excess in an average UK postcode. Your actual quote will differ. We may receive a referral commission when you take out a policy through a link on this site — this never affects the price you pay. Full pricing methodology & about us →
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Plan reviews
Vitality Health Comprehensive Review (2026): Pros, Cons & What's Included
Vitality Health Comprehensive review: pros, cons, price and what's included in Vitality's wellness-linked UK private medical insurance plan.
Vitality Health Essentials Review (2026): Pros, Cons & What's Included
Vitality Health Essentials review: pros, cons, price and what's included in Vitality's entry-level UK private medical insurance plan.