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UK Private Health Insurance Review

UK's largest general insurer; MyHealthCounts rewards programme

Aviva Health Insurance Review & Prices 2026

Most excess options on the market & pay-for-eldest-child-only

From£28/month
3.5Trustpilot (21.0k)
260+hospitals
5yrmoratorium

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Prices shown are indicative. Click through for an FCA-regulated quote directly from Aviva.

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Who is Aviva best for?

Cost control via excess choice
Families (eldest-child pricing)
No maximum joining age

Aviva Plans & Pricing 2026

Pricing below is indicative — derived from public brochure rate cards. Your actual premium depends on age, health history, region, and chosen excess.

Healthier Solutions — NHS Top-Up

basic
from£28/mo

Excess: £250, £500

Outpatient coverNHS 6-week wait option
Cancer coverfull
Mental healthnot included
Therapiesnot included
Dental & opticalnot included
NCD protectionavailable

Healthier Solutions — Expert Select

mid
from£36/mo

Excess: £0, £100, £200, £250, £500, £1000

Outpatient coverFull, with guided hospital/specialist choice (typically 3-4 options per claim)
Cancer coverfull
Mental healthincluded
Therapiesoptional add-on
Dental & opticaloptional add-on
NCD protectionavailable, per-member NCD

Healthier Solutions — Comprehensive

comprehensive
from£45/mo

Excess: £0, £100, £200, £250, £500, £1000, £1500

Outpatient coverFull, or limit/remove to cut cost
Cancer coverfull
Mental healthincluded
Therapiesoptional add-on
Dental & opticaloptional add-on
NCD protectionavailable, per-member NCD

Indicative pricing only. Prices shown are derived from public brochure rate cards and independent market research — they are not live underwritten quotes. We are a referral site, not a financial adviser. We may receive a referral commission when you take out a policy through a link on this site — this never affects the price you pay. Clicking through takes you to Aviva's own FCA-regulated quote journey. Always read the policy documents before purchasing.