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UK Private Health Insurance Review

Provident association — sole product is health insurance

WPA Health Insurance Review & Prices 2026

Highest customer satisfaction in the market — not-for-profit since 1901

40s from£52–76/mo
4.7Trustpilot (4.5k)
200+hospitals
5yrmoratorium

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Prices shown are illustrative starting points only. Speak to an adviser or go direct for a real, personalised quote from WPA.

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Who is WPA best for?

Customer service
Flexible per-benefit allowances
Clinical-first claims approach

WPA Plans & Pricing 2026

Select your age band for indicative pricing

Showing typical 40s pricing — select your age above for a more relevant estimate.

Shared Responsibility (co-pay)

mid
£36–£55/mo

indicative 40s range

Excess: £0, £100, £250

Outpatient coverPer-benefit allowance, lower tier
Cancer coverfull
Mental healthincluded
Therapiesincluded, separate allowance
Dental & opticalnot included
NCD protectionavailable — co-pay % per claim instead of fixed excess

Complete Health

comprehensive
£52–£76/mo

indicative 40s range

Excess: £0, £100, £250, £500

Outpatient coverSeparate allowance per benefit type
Cancer coverfull
Mental healthincluded
Therapiesincluded, separate allowance
Dental & opticaloptional add-on
NCD protectionavailable — most protective NCD structure

Indicative price ranges only. Based on 2026 market research for a healthy non-smoker with a £250 excess in an average UK postcode. Your actual quote will differ. Full pricing methodology →

Indicative price ranges only. Based on 2026 market research for a healthy non-smoker with a £250 excess in an average UK postcode. Your actual quote will differ. We may receive a referral commission when you take out a policy through a link on this site — this never affects the price you pay. Full pricing methodology & about us →

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