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UK Private Health Insurance Review

Provident association — sole product is health insurance

WPA Health Insurance Review & Prices 2026

Highest customer satisfaction in the market — not-for-profit since 1901

From£32/month
4.7Trustpilot (4.5k)
200+hospitals
5yrmoratorium

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Prices shown are indicative. Click through for an FCA-regulated quote directly from WPA.

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Who is WPA best for?

Customer service
Flexible per-benefit allowances
Clinical-first claims approach

WPA Plans & Pricing 2026

Pricing below is indicative — derived from public brochure rate cards. Your actual premium depends on age, health history, region, and chosen excess.

Shared Responsibility (co-pay)

mid
from£32/mo

Excess: £0, £100, £250

Outpatient coverPer-benefit allowance, lower tier
Cancer coverfull
Mental healthincluded
Therapiesincluded, separate allowance
Dental & opticalnot included
NCD protectionavailable — co-pay % per claim instead of fixed excess

Complete Health

comprehensive
from£47/mo

Excess: £0, £100, £250, £500

Outpatient coverSeparate allowance per benefit type
Cancer coverfull
Mental healthincluded
Therapiesincluded, separate allowance
Dental & opticaloptional add-on
NCD protectionavailable — most protective NCD structure

Indicative pricing only. Prices shown are derived from public brochure rate cards and independent market research — they are not live underwritten quotes. We are a referral site, not a financial adviser. We may receive a referral commission when you take out a policy through a link on this site — this never affects the price you pay. Clicking through takes you to WPA's own FCA-regulated quote journey. Always read the policy documents before purchasing.